Privacy Policy

Last updated: June 9, 2026

1. Scope

This Privacy Policy explains how Caplift Financial Inc. ("Caplift," "we," "our," "us"), a corporation incorporated under the laws of Canada, collects, uses, stores, and discloses personal and business information in connection with funding-readiness assessments, lender-matching workflows, deal preparation tools, the marketplace available to eligible verified users, and related platform operations. When you participate in a marketplace transaction, transaction details necessary to complete the bilateral transfer are shared with the counterparty.

2. Data We Collect

Depending on your interaction with the platform, we may collect account identifiers, contact information, business financial data, assessment inputs, investor verification details, KYC/AML declarations, transaction or commitment metadata, device and session telemetry, and audit-log records required for security, compliance, and operational integrity.

3. Why We Process Data

We process information to provide assessments, maintain account security, operate marketplace and investor-verification workflows, satisfy legal and compliance obligations, support auditability, improve platform reliability, and communicate with users regarding their use of the service.

4. Automated Decision Support

Caplift uses deterministic underwriting, calibrated credit-risk analytics, and explainability tooling to support credit and structuring workflows. These tools are designed to assist human decision-makers rather than replace qualified professional review. Where required, additional disclosure, human oversight, and escalation paths are maintained through the platform’s compliance controls.

5. Jurisdiction-Specific Privacy Rights

As a Canadian company, Caplift complies with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation. Depending on your location, you may also have rights under GDPR and UK GDPR, Swiss data-protection law, U.S. state privacy regimes, Australian Privacy Act, or other applicable frameworks. These rights may include access, correction, deletion, portability, objection, restriction, withdrawal of consent, or complaint to a supervisory authority. To exercise any of these rights, use the form below or contact us directly.

6. Data Retention

We retain information for as long as reasonably necessary for the purposes described above, including compliance, dispute resolution, audit, security, contractual, tax, accounting, and recordkeeping obligations. Certain audit and financial-control records may be retained for longer periods where required by law or institutional policy.

7. International Transfers

Caplift may use service providers and infrastructure that process data in more than one country. Where cross-border transfers occur, we apply appropriate contractual, technical, and organizational safeguards. Availability of region-specific hosting or residency options may vary.

8. Security

We use administrative, technical, and organizational measures intended to protect data, including authentication controls, restricted access patterns, audit logging, validation layers, and environment-specific security configuration. No method of transmission or storage is guaranteed to be fully secure, and users should avoid submitting unnecessary sensitive information.

9. Children and Consumer Use

The platform is intended for business, institutional, and accredited or otherwise eligible market participants. It is not directed to children and is not intended as a general consumer-finance product.

10. Contact and Rights Requests

For privacy questions or to submit a rights request, contact admin@caplift.ca.

Submit a Privacy Rights Request

Submit a privacy rights request.

© 2026 Caplift Financial Inc.
Disclosures: Caplift provides software, workflow support, and informational outputs. Final financing, investment, and compliance decisions require human review.